Australia
Australia Superannuation Calculator
Project your superannuation balance at retirement based on your salary, employer contributions, and returns.
📅 Last updated: July 2, 2026
· Reviewed by the MyCalcKit Editorial Team
How this calculator works
Projects your current super balance forward using compound growth, adding your employer's mandatory Super Guarantee contribution (12% of salary for 2026-27) each month. Doesn't include any voluntary salary-sacrifice or personal contributions on top of the employer minimum.
Excludes fees, insurance premiums, and investment option changes, all of which materially affect real outcomes. Concessional contributions (employer + salary sacrifice combined) are capped at $32,500 for 2026-27 — check with your fund before adding extra contributions. Source: Australian Taxation Office, 2026-27 rates.