Compare savings, mortgage and loan rates across US, UK, Canada, Australia and India.
Central Bank Policy Rates
5.25%
🇺🇸 US Fed Rate
5.25%
🇬🇧 Bank of England
4.75%
🇨🇦 Bank of Canada
4.35%
🇦🇺 RBA Australia
6.50%
🇮🇳 RBI India
⚠️ Rates are approximate and for informational purposes. Always verify with official sources before making financial decisions.
🇺🇸 United States — Savings Rates
Bank
Savings APY
Min Balance
Type
Marcus by Goldman Sachs
5.10%
$0
High-Yield Savings
Ally Bank
4.85%
$0
High-Yield Savings
SoFi
4.60%
$0
High-Yield Savings
Discover Bank
4.25%
$0
High-Yield Savings
Chase
0.01%
$0
Regular Savings
Bank of America
0.01%
$100
Regular Savings
Wells Fargo
0.15%
$25
Regular Savings
🏠 US Mortgage Rates
Product
Rate
APR
Points
30-Year Fixed
6.85%
6.92%
0.8
15-Year Fixed
6.20%
6.30%
0.7
5/1 ARM
6.10%
7.15%
0.4
FHA 30-Year
6.75%
7.80%
1.2
VA Loan
6.40%
6.50%
0
Last updated: June 2026. Source: FDIC, Freddie Mac, bank websites. Rates change daily — verify before applying.
🇬🇧 United Kingdom — Savings Rates
Bank / Provider
Savings Rate AER
Min
Type
Chase UK
5.10%
£0
Easy Access
Atom Bank
5.05%
£50
Fixed 1-Year
Marcus (Goldman Sachs)
4.90%
£1
Easy Access
Monzo
4.60%
£0
Easy Access (Plus)
HSBC
1.75%
£0
Regular Savings
Barclays
1.66%
£1
Everyday Saver
Lloyds Bank
1.40%
£1
Easy Saver
🏠 UK Mortgage Rates
Product
Rate
Initial Period
Max LTV
2-Year Fixed (Nationwide)
4.89%
2 years
75%
5-Year Fixed (Halifax)
4.45%
5 years
75%
2-Year Fixed (Barclays)
4.95%
2 years
80%
Tracker Rate (HSBC)
5.50%
2 years
85%
10-Year Fixed (NatWest)
4.75%
10 years
75%
Last updated: June 2026. Source: MoneySavingExpert, bank websites. Rates change frequently — always verify with lender.
🇨🇦 Canada — Savings & Mortgage Rates
Bank
Savings Rate
Min
Type
EQ Bank
4.75%
$0
HISA
Oaken Financial
4.65%
$1,000
HISA
Simplii Financial
4.25%
$0
HISA
TD Bank
0.05%
$0
Regular Savings
RBC
0.01%
$0
Regular Savings
🏠 Canada Mortgage Rates
Product
Rate
Term
Lender
5-Year Fixed
5.24%
5 years
TD / RBC avg
3-Year Fixed
5.49%
3 years
Big 5 avg
Variable Rate
5.95%
5 years
Various
1-Year Fixed
6.09%
1 year
Various
Last updated: June 2026. Rates are approximate. Source: Bank websites, Ratehub.ca
🇦🇺 Australia — Savings & Mortgage Rates
Bank
Savings Rate p.a.
Conditions
Type
ING Savings Maximiser
5.50%
Deposit $1,000+/mo
High Interest
Macquarie Savings
5.35%
4-month intro
High Interest
ANZ Plus
4.90%
Grow balance monthly
Save Account
CommBank GoalSaver
4.75%
Monthly deposit
Goal Saver
Westpac Life
4.50%
Conditions apply
Life Account
🏠 Australia Mortgage Rates
Product
Rate p.a.
Comparison
Lender
Variable P&I Owner-Occ
6.24%
6.26%
CBA avg
1-Year Fixed
6.49%
8.10%
ANZ
2-Year Fixed
6.19%
7.85%
Westpac
Interest Only Variable
6.84%
6.86%
NAB avg
Last updated: June 2026. Source: RBA, Canstar, bank websites. Rates subject to change.
🇮🇳 India — Fixed Deposit & Savings Rates
Bank
FD Rate (1 Yr)
Senior Citizen
Savings A/C
SBI
6.80%
7.30%
2.70%
HDFC Bank
7.10%
7.60%
3.00%
ICICI Bank
7.10%
7.60%
3.00%
Axis Bank
7.20%
7.95%
3.00%
Kotak Mahindra
7.40%
7.90%
3.50%
Yes Bank
7.75%
8.25%
5.00%
IDFC First Bank
7.90%
8.40%
7.00%
🏠 India Home Loan Rates
Bank
Rate p.a.
Processing Fee
Max Tenure
SBI Home Loan
8.50%
0.35%
30 years
HDFC Home Loan
8.70%
0.50%
30 years
ICICI Home Loan
8.75%
0.50%
30 years
LIC Housing Finance
8.50%
₹10,000
30 years
Bajaj Housing Finance
8.60%
0%
32 years
Last updated: June 2026. Source: RBI, bank websites. Rates are indicative and subject to eligibility and change.
How to use this page
These rates are researched and updated periodically. They are for comparison purposes only. Always visit the bank's official website or speak to a financial adviser before making any decision. Rates change frequently, especially during periods of central bank policy changes.